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Financing Options at SetShopAndSmile.com

Financing Options at SetShopAndSmile.com

Transform Your Home Today with Flexible Financing

At SetShopAndSmile.com, we understand that creating your dream space shouldn't be limited by your budget. That’s why we’ve partnered with Shop Pay to offer flexible financing options that make it easy for you to purchase now and pay over time.


Why Choose Shop Pay Financing?

  • Easy Application Process
    Apply directly at checkout in just a few clicks—no lengthy paperwork or waiting.

  • Flexible Payment Plans
    Choose from multiple payment schedules that work best for your budget.

  • No Hidden Fees
    Shop with confidence knowing there are no hidden costs or late fees.

  • Instant Approval Decision
    Get approved at checkout and enjoy your new furniture or decor right away.


How It Works

  1. Shop Your Favorites
    Add your desired items to your cart and proceed to checkout.

  2. Select Shop Pay
    At the payment step, choose Shop Pay Installments as your payment method.

  3. Choose Your Payment Plan

    • Split your purchase into 4 interest-free payments.
    • Or select monthly installments with competitive rates (subject to approval).
  4. Enjoy Your Purchase
    Once approved, your order is processed immediately while you make manageable payments.


Need an Invoice?

If you need a detailed invoice for your purchase, simply request one!
How to request an invoice:

  1. Contact our customer service team at customerservice@setshopandsmile.com.
  2. Provide your order number and the name on the account.
  3. We’ll email your invoice within 24-48 hours.

Frequently Asked Questions

Q: Is there a minimum purchase amount to use Shop Pay financing?
A: Yes, financing is available for purchases starting at $50.

Q: Are there any late fees?
A: No, Shop Pay Installments has no hidden or late fees.

Q: Will applying for financing affect my credit score?
A: If you choose the 4 interest-free installments option, it won’t impact your credit score. Longer-term financing may involve a soft credit check, which won’t affect your score.

Q: How do I manage my payments?
A: You can manage your payments directly in your Shop Pay account.


Start Shopping Today

Ready to create the space you’ve always dreamed of? Browse our collections and enjoy the freedom of flexible financing with Shop Pay.

Shop Now


Have Questions?
For more information about financing or assistance with your order, contact us at customerservice@setshopandsmile.com or call (202) 838-5577.

Transform your home today—because you deserve it!